Latest Posts

Online Auto Insurance Quotes for Wineries in Florida

In Florida, a winery is a special business. You need specialized equipment so as to produce the best wine. In this region, people will only drink wine if it is made using the best processes. As a winery owner, one of the things that you should focus on is how to transport wine to your outlet points. You need the best cars. They could be vans, large vehicles, pick-ups, or any other type depending on your needs. After that, you have to find the perfect insurance cover. Since it can be difficult hopping from one agent to another in search for quotes, you should consider doing it online. The following are some of the advantages of searching online for car insurance quotes Florida.

wineries

Get an instant quote

If you want a quote fast, you should consider searching online. All the websites that offer these services have automated calculators that will give you a quote once you enter your personal details. This saves you from the hustle of having to go through too many procedures just to find out how much you will be paying as premiums for the insurance of your winery vehicles. After getting the quotes, online agents will also connect you to the best insurance companies. They have enough contacts in this industry to know where the best offers are.

It will cost you nothing

As a winery owner, you already have too many bills to settle. You also want to minimize your expenses so as to avoid running into loses. In this situation, you will be paying for the insurance cover. Therefore, you do not have to spend extra money finding a quote. Unfortunately, some of the offline agents will ask for some fees in order to find quotes for you. If you want to avoid such situations, simply get online and search for agents who offer these services for free. You will find lots of them. In fact, you will be overwhelmed with the offers and that is how you get a good bargain.

Compare as much as you want

Another advantage of searching for winery car insurance quotes online is that you have no limit when it comes to the kinds of services to choose from. It is like having everything you need in one place. You will get a list of all the companies that offer these services in Florida and how much you are likely to pay when you choose any of them. Because of this, you can check as many offers as you wish. After all, it takes no time to get to a particular website and verify some of the information. At the end of the day, you will be more likely to find a good insurance offer compared to someone who visits local agents for the same services. You also have the chance to verify exactly what the company will provide as compensation when need arises.

Get answers to all your questions instantly

When you want to insure your cars so as to better run a winery, there are many questions that you need answers to. For instance, you want a breakdown of the costs so as to know exactly what you will be paying for. You also want to know about the payment schedules. Other frequently asked questions include how the premiums will be remitted to the company and how insurance claims should be made. This information would be difficult to find if you searched offline. However, with the online arrangement, you have the chance to find all the answers in one place.

Get a quote from anywhere

Are you on holiday and want to renew your insurance? You do not have to worry a bit. In fact, you do not have to cut short your holiday so as to renew the insurance for the winery cars. All that you need is an internet connection and everything will be settled. Whether you are at home, at work, away on a business or personal trip, or just anywhere else on this planet, you can find insurance quotes and apply for a cover. Learn more about car insurance in Florida here.

In Florida, there are many companies that offer car insurance. You only need to choose one that best suits your needs. After finding a good offer, you should go ahead to sign an agreement so that you start paying right away. Do not let your winery business to lag behind just because you cannot use your cars to supply the wine due to lack on insurance. The best insurance companies are those with lots of customers.

How to Keep Pests Out of the Vineyard

You may be trying to grow your grapes the best way possible so that the wine that you produce will have that nice taste that people will look forward to. Whether you only have a small garden wherein you have planted your grapes or you have a big vineyard, your grapes may still get affected by pests. Remember that the list of pests that may cause some problems to your vineyard may be different depending on where you live.

How You Can Discover Your Artistic Side

For example, you may live in a place wherein a lot of pigeons manage to sneak in and create some damage with your plants and even your home. You do not want to have a wide variety of pigeons trying to live from your attic or from a shadowed area in your roof. Pigeons can also be harmful to your grapes because as soon as they peck the fruits, your animals will start to rot. You can search for a list of pigeon deterrents to dissuade them from staying at your property. Another option is to get the right pest control company that can safely remove pigeons from your property. By doing this, you will be lessening some of your pest problems. Other possible problems you may encounter are the following:

  1. Squirrels – Squirrels just love the sweet and juicy taste of grapes so you can already expect that squirrels will try to get some grapes from your vineyard from time to time. Remember that squirrels can also jump high so even making fences might not deter them from trying to take a few grapes from time to time. Learn more about getting rid of squirrels from here.
  2. Insects – There are some insects that will find their way on to your leaves and will start infesting your garden. Before you start getting some insecticides, it is best to determine what type of insects are there. Some insects are actually good for your vineyard and may protect your plants from other insects that will harm your grapes. If you are unsure, it is best to hire a professional to look into the situation.
  3. Deer – This is another type of animal that is in love with the taste of grapes. If your garden or your vineyard does not have any fence, you will probably see the deer munching some of your grapes. It can be enough to unnerve you. Stop the deer from coming back by making sure that you will put a fence around your property.
  4. Bears – This is another animal that will try to get grapes whenever it could. If you want to discourage bears from getting into your vineyard or your garden, it is best that you use some repellents like hot sauce and pepper just to be sure.

Remember that aside from pests, there may still be other problems that nature would give you. For example, your grapes may become plagued with fungus. This will not allow your leaves to do full photosynthesis which can of course affect the production of grapes. Knowledge is always essential to help you keep your vineyard productive.

So You Want to Own a Vineyard

You have developed quite the penchant for fine wine and you have some money set aside for a rather large new endeavor. One night while sipping your cabernet you feel a twinge of excitement. What if you owned your own vineyard? Why not make your own rose scented cabernet? Or a blushing blueberry merlot? So, you want to own a vineyard, but how?

There are a lot of things to consider when you start any business, especially one that is as highly regulated as that in the field of alcohol production. But, that is not to say the dream can’t come to life. It will just take some ingenuity and investigation.

So You Want to Own a Vineyard

Property

You can’t just start a vineyard in your backyard. Well, actually, you can so long as the state you are in doesn’t have any stringent rules about personal wine creation. But, if your only goal is to make wine for private consumption then chances are you don’t really want to own a full-fledged vineyard.

However, if you’re thinking of vast fields of grape vines and blueberry groves, you will need to pick the right piece of property. You will want to attain information about the best water softeners on watersoftenerguide.com, because water quality is essential when creating good wine. Although, it might not be as important as ensuring you have a sloping piece of property for proper irrigation.

Grape vines are pretty adaptable though and as long as you keep them away from things that will steal their sunlight, you can probably plant them just about anywhere. Even in harsher climates they are proving sustainable.

Just remember that photosynthesis converts carbon dioxide into sugar which becomes alcohol after fermentation. Photosynthesis can’t happen without the sun. If your plants don’t get enough sun and air circulation they can suffer from an array of fungus issues. Learn more.

Then there’s terroir, or a fancy French word that lets you know that grapes adapt the taste attributes of the property from which they are grown. The same variety of grapes grown in varying places will taste quite different. No other wine will taste like yours because no one else is growing grapes on your property.

Climate

While grapes can adapt surprisingly well, there are some things they just don’t take to. Take note of the average number of frost free days to determine the length of the growing season where you plan to establish your vineyard. Not every grape can handle every climate. This knowledge will help you pick the grapes that are right for your locale.

When grapes get too hot they shut down. So if you anticipate weather over 70 degrees during the day you might want to consider purchasing a variety that ripens later. This way they can ripen later in the fall when your too-warm-climate cools off a bit.  Read more about ripening.

Rain fall is ok for grapes. They are fine with excessive amounts so long as you ensure that the drainage is out of this world. They don’t like to get their feet wet. The only real problem noted with too much rain is the lack of exposure to the sun. Which means less photosynthesis? And don’t let these little guys freeze either!

Once you have determined the right property and the right climate, with excellent drainage, you will be well on your way to owning your own vineyard. Now all you have to do is pick out the grapes. Read this for more information about that.

Payroll Outsourcing in a Winery

Operating a winery is just like any other business in the world. It follows the laws of supply and demand just like any other business does, meaning that just like every other business, it too has a need for payroll services. There are various reasons as to why you should use payroll services, the most obvious of which is the fact that it keeps track of the amount of money that you’re giving to your employees, and also, keeping track of your employees’ paychecks ensures that you pay them on time, something that is of utmost importance.

Payroll in a winery

If you’re someone that owns a vineyard and you’ve been thinking of hiring people to help you out, then you really should pay close attention to this article. Always keep in mind that the employees are the pillars upon which the entire company stands, meaning that it is the employer’s job to ensure that they’re happy and satisfied with their jobs and working conditions. You want to be the leader and not the boss that everyone’s scared of, and to ensure that your employees are content with their work, it is very important that you pay them on time.

Payroll Outsourcing in a Winery

Paying them on time shows that you appreciate them and that you care about your employees’ wellbeing. Additionally, it also lets the employee know of his/her worth in the company, since a payroll contains a lot more than just their salaries, it also includes the benefits that they receive as well as their bonuses, all of which the company also needs to keep a track of.

That stated, the employers themselves are usually too busy with other important matters to have to deal with the payroll on their own, which is why sometimes they either form an in house payroll service, or they rely on payroll outsourcing, which, in many ways, is a much better option than just your average in house payroll service.

However, it also depends solely on the type of company that you own. For someone who owns a vineyard and has just begun a small business, having an in house service or handling the payroll on your own would be a better idea than hiring professional help. On the other hand, if you have a huge winery business and have lots of employees, then it goes without saying that you won’t be able to handle them all on your own and will need to call for help.

In many cases, outsourcing payroll is a better idea in a big company, as an in house processing may not be as efficient as a professional will be. Also, in house processing may contain errors, something that can be avoided by a professional service. Then again, an in house service would also be much more cost efficient, especially in the case of a smaller winery. At the end of the day, it all depends mainly on the type of company that you own, as that will determine what would be best for you.

For more information on payroll outsourcing, read https://www.entrepreneur.com/article/47340

Bookkeeping in Wineries

Bookkeeping is an essential part of any and every business that you can think of. Whether it is the healthcare sector or the mining sector, knowing just how much money you’re pouring into the business and knowing how much you’re profiting from it is a crucial math that makes a major difference in the lives of the owners as well as the lives of all the employees working in the business. Additionally, a business also needs to know just how much money it’s giving to its employees. Not only does that help during the tax season, but it also ensures that the employees are satisfied.

Importance of bookkeeping

Just like any other business sector out there, bookkeeping is of utmost importance in wineries as well, since vineyards operate in the same way as any other business sector in the world does, and they too, operate on the principles of profit and loss. However, it is true that they’re not quite as similar to other business sectors in the direct sense, since the fermentation of the wine and the grape harvesting are not something that other sectors have to deal with.

That said, the importance of bookkeeping isn’t diminished no matter what. Not only are bookkeepers able to manage finances better than the average company owner, but they also take the responsibility off of the owner’s shoulders, as they have a huge burden on their shoulders anyway. That way owners will be able to relax knowing that at least one of the important tasks have been taken care of.

Bookkeeping in Wineries

Another extremely important function that they fulfil is tax obligations, which is, perhaps, one of their most important functions aside from just keeping track of all the profits and losses. In a winery, if all the proper documentations aren’t properly looked after and filled in, it could easily lead to the company having to pay hefty fines, which could cost them dearly. In extreme cases, improper record keeping can also lead to bankruptcy, since this is something that is required by the law.

Bookkeeping will make the company run a lot more smoothly, as it will give the owners easy access to the profit and loss sheets as well as the balance sheet to find out if the company is on the right track or not. This simplifies the whole process and a business will easily be able to steer directions or adjust their strategy if they realize that their current tactics are doing them more harm than good.

One can either opt for in house bookkeeping or outsource the service. The first thing that a company will need to consider is its size. If it’s a small company with only a few employees, having an in house bookkeeper would be better than outsourcing the service. However, for a bigger company with hundreds or thousands of employees, outsource to a bookkeeper Melbourne, as they will be able to handle all your bookkeeping needs and ensure that your winery runs smoothly.

To learn more about the importance of bookkeeping, read http://www.bmgaccountants.com.au/top-reasons-why-bookkeeping-is-important/

Invest Your SMSF in Wine

Everyone has worried about what will become of their lives once they have retired at some point in their lives. As worrying as that may be, it doesn’t necessarily need to be a negative thing. If you’re worried about your pension or dissatisfied about the lack of control that you have over it, then you can always opt for self managed superannuation funds, as that will allow you to have full control over your investment powers and give you the freedom to invest in whatever you wish, even if you wish to invest in works of art, collectibles, or wine.

Invest Your SMSF in Wine

Investing in wine

Yes, your SMSF does allow you to invest in wine, however, you will need to strictly adhere to specific rules if you really truly want to invest in it. Unfortunately the biggest rule of them all is that you can’t drink the wine. As sad as it may be, it’s true, since you will be selling the wine off later on once it has increased some more in value anyway.

Another big no-no is buying the collection of wine from another party within the fund, in other words, any of the trustees. You’re not allowed to purchase the wine or collectible or artwork, or anything as such, from any of the trustees. That said, since the main aim of the fund is to save money for the retirement fund, one also needs to ensure that the wine investment is part of the investment strategy that you outlined in the trust’s deed.

Additionally, both you and your investment partners, or rather, trustees, need to show that they have all done adequate research on the wine’s investment potential and are knowledgeable about it. Also, you need to show why it was a good idea to invest in that particular wine and not anything else. This also goes for any other type of investment that might be similar to investing in wine, such as collectibles and antiques.

A few other rules that you will also need to adhere by include: not storing the wine or the wine collection in your own house or property, or the property of any of the other trustees or anyone related to them; not leasing the wine to any of the trustees or anyone related to them; the party members or anyone related to them aren’t allowed to drink the wine; when deciding on where to store the wine, the reasons for why you decided to store it where you did should be stated; and the asset should be insured within a week of its acquisition.

The rules were made stricter this year, but all for a good reason, as it will ensure that the money in your fund is used solely for retirement purposes and nothing else. These are just general guidelines and are by no means meant for every investor planning on investing in wine. Depending on the circumstances and investment objectives, the rules may differ.

For more information on SMSF wine investment rules, read https://switzersuperreport.com.au/smsf/can-my-smsf-really-invest-in-wine/

Purchase Wine with Your Next Tax Return

We all know just how exhausting the entire tax season can be, as you frantically run around the house and go through all your important documents to try and add up all the calculations accurately. You cross all your t’s correctly and ensure that all the calculations are correct, because you know you’ll be in a lot of trouble if you don’t do it right. You feel as though a massive weight has been lifted off of your shoulders once the tax reports have been submitted. And now, it’s time to celebrate! And the best part of it all, you know your tax returns are on their way so you can get ready to treat yourself to a little something while you sit back and relax. Why not treat yourself to a nice, chilled bottle of wine?

Purchase Wine with Your Next Tax Return

The wines

There are thousands out there in the markets, and if you go to wine shop, your head will most probably start buzzing from all the different variety in front of you. Fear not, we will make this easy for you and give you a selection of some of the most affordable wines that you can choose from to treat yourself to.

  • 2010 Cavalierino “Chiccheio”: Although this bottle costs only $28, it tastes nothing less than an $80 bottle of wine should. Not only do you save yourself a ton of money with this bottle of wine; money that can be spent wisely on an essential or stored away for a rainy day. This wine also pairs very nicely with food, so pat yourself on the back and drink away with your favorite snacks or meals.
  • 2011 La Blaca Terrasses Du Larzac: If you’re in the mood to celebrate with some of your friends, then this would be the perfect wine for you. With a price tag of only $22, not only is it light on your pockets, but it is also an excellent conversation starter, albeit a little different than the other usual wines that you may have tasted.
  • 2013 Vermentino Black Label (Lunae): For those that are fans of Muscadet or Sancerre, this would be a treat. However, not many people actually know of Vermentino, but if you’re planning on experimenting with your tax return, then why not splurge on this? It costs $35.
  • 2012 Vire-Clesse “Majeure”: For the fans of white wine out there, this is the most logical choice there is. You can’t go wrong with white Burgundy. For a price of $27, this is just what you need for the perfect celebration.
  • 2010 Bello- Cabernet Sauvignon: Have you hit the jackpot this year? Celebrate with this $100 wine! If you’ve got a big fat amount in your back bank account and your tax records have made history, then drop any other wine that you’re holding and treat yourself to this one in particular. Surround yourself with the smell of delicate rose petals and kick back and enjoy your wine.

For more information on the wines, read http://www.businessinsider.com/the-5-best-wines-to-buy-with-your-tax-return-2015-4

What to Look For When Booking a Trip to the Vineyards

Vineyard trips can be absolutely wonderful. This will certainly open your eyes to something new and it really can get everyone the chance to learn how wine is made. It really is a unique process and one which very few people really know too much about. The truth is wine making is delicate because if the grapes aren’t harvested at the precise time then an entire batch of wine can taste awful. A lot goes into crafting wine and visiting the vineyards where it all happens can be great. The following are a few things you may want to consider when booking a vineyard trip.

Always Book In Advanced

Anyone who hopes to visit a vineyard should be aware of booking early. As soon as vineyards offer a wine tour or wine making experience, people flock to book their places. You don’t want to miss out so it is best to book in advanced and as early as possible. Vineyards get extremely busy especially the big ones so you want to ensure you don’t leave it until the last second. Also, peak visiting times are the worst simply because it’s when everyone goes! However, if you book early enough you might be able to avoid the bigger crowds.

When Booking a Vineyard Trip, Try Sticking Close To Home

Any vineyard trip can be extremely fun but the further away you are from home, the more traveling you need to do. This can become a major issue for those who don’t drive or don’t want to run the risk of sampling the wine and driving home. Of course, if you do plan to go via car then you will need to ensure there is a designated driver so that everyone returns home safely. Trips to local vineyards can however be quite fun and local vineyards can be just as rewarding as visiting some of the bigger, well-known vineyards. You can experience something new and exciting and you learn a lot as well which is always great. Going on local wine tours can also reduce the amount of distance you have to travel; this is a big plus for those who don’t want to drive far. More explained here.

Small Wine Tours Can Be More Intimate

Large wine tours are great fun but sometimes you get lost in the crowd. You can’t always ask the questions you want to simply because there are dozens of others also looking to ask a question or two. It can be a little annoying and frustrating which is why you may want to consider a smaller wine tour. Now, smaller tours can be a lot of fun because there are usually only a handful of people there and it gives you a lot of time to get to know those around you. You can ask the questions you want to as well as get to potentially talk to the vineyard owner also.

Enjoy Your Trip

Vineyards are amazing places. They are often big, beautiful and extremely busy! There is always something happening but of course, that is all a part of the magic of wine. If you want to learn more about how wine is made or just want to try something new, taking a trip to the vineyards can be the perfect experience for you.

Going on a Destination Trip to a Vineyard

Going on a wine tour can be absolutely fantastic. Seeing how wine is made can be great fun and a very unique experience also. It doesn’t matter if you’re a casual wine drinker or a wine enthusiast you want to enjoy the experience from start to finish. The following are a few factors you should be aware of when planning a destination trip to a vineyard.

Embrace the Culture

Wine tasting and the delicate work that goes into creating a wine can be a very new and unique culture. Don’t be afraid to immerse yourself into it all and experience something new. A trip to a vineyard can allow you to experience something you haven’t experienced before and trying something new is always exciting. Wine making is a culture and something very few people have knowledge about which is why you should embrace it while you can.

Step Out the Comfort Zone

A destination trip to a vineyard can be extremely fun so why not try something new? A wine tour is all about learning but it can also give you the confidence to step out of your regular comfort zone and try something different. If you don’t drink wine or know nothing about it then going on a wine tour and learning how wine is made can take you from the comfort zone and into somewhere new. It can be a lot of fun and exciting also.

Meet New People

There are millions of people who vineyard every year and it’s the perfect opportunity to meet and greet new friends. If you have a passion for wine then you could meet others who share your feelings or just meet new people who have tried something new. This is why taking a tour to a vineyard can be great and even though it isn’t something you would do every week; it can be a fun activity to try.

Have a Designated Driver

Usually going on a wine tour to a vineyard will include trying some samples which can give your palette something new but you may still want to consider how you’ll be getting home. If you came with a group of people then you need to ensure there is one designated driver. This will mean that person cannot sample any wine but that doesn’t mean to say he or she still can’t enjoy the tour. For most they might not think about a designated driver but it’s something to think about. This isn’t really about spoiling your fun but rather keeping everyone safe.

Enjoy Your Trip

Vineyards are quite special. Every vineyard creates something new and exciting and you can become a part of all that. You can learn all about how each wine is made and what special wines the vineyard create also. This can be quite exciting and it really can open your eyes to new things too. Whether you have a passion for wine or just want to try something new, going on a destination trip to a vineyard can be great.

Find out more informations here: http://guides.wsj.com/wine/going-wine-tasting/15-steps-to-a-successful-winery-visit/